Your Complete NHS Career & Financial Partner
Typical workflow: upload your pension statement → see annual allowance risk early → export or share a summary with your IFA or accountant.
AI-assisted document analysis, career and pension modelling, and connections to NHS-specialist advisors — built for UK healthcare staff (not affiliated with the NHS).
Jump to guides for your situation
For educational purposes only • Not financial advice • Consult qualified advisors for personal planning
Are you at risk of an annual allowance tax charge?
The annual allowance limits how much your pension can grow tax-free each year. For NHS staff with extra sessions, CEAs, or recent pay rises, the NHS pension alone can push you over the limit — triggering a tax charge at your marginal rate. Many don't find out until they receive a Pension Savings Statement.
2026/27 key figures
Tax charged at your marginal rate on excess growth. Carry forward may reduce or eliminate the charge.
See Your Platform In Action
Experience how our AI instantly analyses NHS documents and provides personalised financial insights. Try the interactive demo below - no signup required.
Upload NHS Document
Drag & drop any NHS pension or pay document
Click to upload NHS document
Supports: Payslips, Pension Statements, P60s, Annual Reviews
Specialised NHS Document Analysis
Automatic processing for your most important NHS pension and financial documents
NHS Pension Documents
Annual Benefit Statements, Total Reward Statements, Pension Savings Statements
NHS Pay Documents
Monthly Payslips, P60s, Clinical Excellence Awards
Tax & Allowance
Annual Allowance Statements, Self Assessment, Pension Input Statements
Protection & Transitions
Protection Status, Scheme Transitions, McCloud Documents
Death & Retirement
Death Benefits, Nomination Forms, Retirement Estimates
Training & Education
E-Portfolio, ARCP Outcomes, CCT, Educational Reports, MSF, Exam Results
Clinical Documentation
MDT Documentation, Clinical Audits, Research, Incident Reports, Patient Feedback
Professional Registration
GMC Registration, License to Practice, Professional Indemnity, Specialty Registration
Complete NHS Career & Financial Intelligence
AI document analysis, career modelling, pension optimisation, tax planning, and direct access to NHS-specialist professionals - everything you need in one platform
Instant Document Intelligence
Upload any NHS document - from annual benefit statements to training portfolios. Get immediate extraction of key data, career implications, and next steps.
- 32+ NHS document types (payslips, P60s, contracts, portfolios)
- Career impact analysis & pay progression tracking
- Tax implications & pension scheme optimisation
NHS Career Modeling
Model every career decision with 20+ NHS-specific calculators. Should you go locum? Take that consultant post? See the lifetime financial impact instantly.
- Career progression & salary modeling across all specialties
- Training costs vs. long-term earnings analysis
- Part-time, LTFT & maternity leave impact calculations
24/7 AI Assistant
Get instant informational guidance on NHS career and pension questions. AI-powered insights to help you understand your options.
- Real-time policy updates
- Informational career guidance
- Document-specific insights
Chat with Your NHS AI Assistant
Get instant answers to NHS career and pension questions. Our AI understands complex NHS scenarios and provides personalised guidance based on your documents.
NHS AI Assistant
Ask any NHS career or pension question
Try asking a question from the saved prompts
Or watch the demo conversation below
This is a demo - responses are simulated
✨ Over 50+ pre-written prompts covering pension planning, tax optimisation, career progression, and more
Direct Access to NHS Financial Experts
Skip the research. Get connected instantly with FCA-regulated financial advisors and AISMA-qualified accountants who specialise in NHS careers.
FCA-Regulated Financial Advisors
Connect with verified Independent Financial Advisors who understand NHS pension schemes, career transitions, and specialty-specific challenges.
- NHS pension specialists (1995/2008/2015 schemes)
- Location-based matching & specialty expertise
- Colleague ratings & verified credentials
NHS-Specialist Accountants
Get matched with AISMA-qualified accountants who handle complex NHS tax situations, private practice setup, and annual allowance breaches.
- Annual allowance & carry forward expertise
- Private practice & partnership tax planning
- Scheme Pays & tax charge management
How Professional Matching Works
Share Your Needs: Tell us your specialty, location, and what you need help with
Filtered Directory: Browse NHS-specialist professionals filtered by your location and needs
Direct Connection: Request an introduction with preferential rates for NHS professionals
Common ways people use the platform
Illustrative examples only. They are not verified reviews, guaranteed results, or financial advice.
Consultants and senior clinicians
Annual allowance and pension growth
Explore how extra sessions, CEAs, and scheme membership interact so you know when to dig deeper or speak to a regulated adviser — before year end.
Doctors in training
Training and less-than-full-time
Compare LTFT, parental leave, and pay progression side by side so you understand pension accrual and take-home trade-offs in plain language.
GP partners and locums
GP and portfolio income
Clarify how NHS employment, partnership drawings, and IR35-style questions fit together in one workspace, then export context for your accountant.
Nursing and NHS leadership
Agenda for Change and benefits
Use calculators and guides on salary sacrifice, bands, and the 2015 scheme to sanity-check total reward choices without replacing HR or payroll advice.
Members with remedy decisions
McCloud and scheme choices
Walk through remedy timelines and documentation in one place so you are better prepared for conversations with NHS Pensions or your IFA.
Anyone ready for regulated advice
IFA and accountant handoff
Share structured summaries and document extracts with NHS-specialist firms from the directory when you want personal recommendations, not generic search results.
Secure Infrastructure
HTTPS, bcrypt-hashed passwords, and access controls
Time-Saving
Focus on your patients, not paperwork
Made for NHS
Built specifically for healthcare professionals
Not ready to sign up? Get the free NHS pension guide.
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No spam. Unsubscribe by replying to any email. Not affiliated with the NHS.
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